Interface language
Share expenses without stress
Split bills with friends & family
Create groups, add expenses, and see who owes whom — fast and fair. Perfect for trips, roommates, and group activities.
Everything you need
Manage shared expenses
Powerful features designed to make splitting shared expenses effortless.
Smart Groups
Quick Expense Entry
Auto Calculations
Multi-currency
Settle Up
Group expenses
Manage groups without the chaos
Organise trips, households, or events. Share an invite link, and keep everyone’s balances visible in one place. No more chasing people for money.Invite via shareable link — no signup required for members
See real-time balances for every person
Smart debt simplification reduces the number of payments
Multi-currency support for international groups
4 members
Weekend in Lisbon
Where's the money, Lebowski?Owed to you
227 EURToday
You are owed 227 EUR
Hotel
You paid 420 EUR
You lent210 EUR
Dinner
Aleh paid 86 EUR
You borrowed43 EUR
Train tickets
You paid 120 EUR
You lent60 EUR
Simple by design
How it works
Up and running in under two minutes.
Create a group
Start a group for a trip, shared apartment, or event and keep everyone's spending organised.
Add expenses as they happen
Log any expense in seconds, choose who paid and how it’s split. Chipin does the math for everyone.
See balances instantly
Chipin shows a clear summary of who owes what. No spreadsheets, no awkward conversations.
Settle up with one tap
When it’s time to pay back, record the settlement and Chipin marks the debt as cleared.
Free forever · No credit card required
Ready to stop stressing about money?
Use Chipin to split bills and track budgets — completely free.
No credit card
Unlimited groups
Free forever
Works on all devices